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Founder and chief editor of rateraiders.ca, answers some of your questions regarding credit scores, offers us up satisfying tips for improving your credit scores and teaches us how to fight back and send your credit score skyrocketing into excellence. Find out the effects that a bad credit report can have on one’s finances and become one of RateRaider's dedicated listeners who daily educate themselves into financial freedom and security. For Full Details and other great tips for hacking credit, check out this credit busting article!.